Smile App

Everything about the Smile app at a glance:

Free smile.shopping insurance.

We're giving everyone online shopping insurance so you can experience insurance for free. Simply download and activate the app.

At hand anytime and anywhere

Policies, invoices, damage reports - all in one app!

Reward & Entertainment

It doesn't matter whether it's safe driving or a recommendation. We'll reward you with Smile Rewards points that you can convert to cash.

Always there for you

Whether via chat, e-mail or telephone. Our Customer Care Team is always there for you.

More protection

Do you miss something? You can use the app to add a new insurance product quickly and easily.

With the Drive Coach app service, you can analyze and optimize your driving behavior on every car trip. The Drive Coach gives you personal tips to improve your driving style and benefit even more.

The heart of the new app feature is the drive score. The better your drive score, the more you will be rewarded. With points that can be redeemed for cash.

At the regular Drive Coach Competitions, you can compete against other Drive Coach users and see who drives more safely. For each competition there are different rewards in the form of Smile Rewards to win.

The dates of your journeys have no influence on the premium or claims management. The Drive Coach is only there for your safety.

Also included:

• Overview of your car journeys with map view

• Information on deflection, acceleration, speed and braking behavior

• Personalized tips from your Drive Coach for more safety while driving

• Regular competitions to measure yourself against others

• Weekly Rewards points for safe driving, which can be exchanged for cash.